Before selling your home, you may want to put some of the pieces in place .   How you handle this transaction can mean thousands of dollars to you and your family. You should know the value of your home and consider associating yourself with a professional realtor or maybe check on selling your home yourself.  We might suggest that you approach the sale as if you were buying your home all over again.  Be ready to maximize every potential buyer that comes through your door. Checkout potential lenders to be able to help your buyer with financing(homegain link). You will probably want to see a loan qualification letter early on in the selling process.  How about helping your buyer shop insurance cost And, have a TITLE OR ESCROW Company in place to handle the deed and recording work.
 
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What Can An Agent Help You With?

Should You Remodel?

• Don't get carried away
  The most cost-effective improvements are to the kitchen or bathroom. For instance, if you convert a one-bathroom home into a one-and-a-half bathroom home, you'll expand your market of possible buyers. It's better to leave the extensive remodeling to the buyer.
  
  Be sure to "undecorate" your home. You want the buyer to focus on the home, not on the way you've decorated it. Remember, you aren't striving for a home that looks lived in, but one that looks ready to be lived in.

Cleaning Up

• Hire professional cleaners to do the initial, thorough scrubdown.
  Cleaning your home in preparation for selling it is an ongoing process. This will ensure that the home is in tip-top condition. If a home looks well-kept and clean, buyers are more apt to think it also has been well-maintained.
• What repairs should you make?
  As you review the repairs on your list, first decide which ones really need to be made. If you notice, for instance, that the roof needs to be repaired, you can choose to have it repaired and pay for the new roof. Or you may note that the roof needs to be repaired and then price the home accordingly. You should submit this estimate with your disclosure statement. This way, the buyers will know that you are being up front about the problem if you acknowledge it right away instead of later when the problem turns up during inspection.

Collecting Information
(the buyer will be interested not only in how the home looks, but also in the
maintenance and upkeep of the home.) Collect the following information:

•     Property tax statements
•     Utility bills
•     Warranties
•     Maintenance information

Do You Have to Disclose Information To The Buyer?

• Depends on where you live
  Since 1984, most states have passed laws requiring the seller to tell the buyer about any substantial defects that the seller knows about. If disclosure is required, you should do so before the buyer makes an offer. Check with your agent about seller disclosure laws in your state.
  Basically, you must disclose any physical effects that would change the buyer's assessment of the property value. What about stigmatized properties? If the home is believed to be haunted or someone has been murdered on the property, whether you have to tell the buyer or not depends on the state.

The Closing
(The closing may be held at the title company, attorney's office, escrow company,
lending institution, or county courthouse, depending on local custom).

• What the Buyer Has to Do
  Most of the preclosing work falls to the buyers. The buyers usually have to obtain financing, get insurance, and meet any other requirements of the lender. The buyers will also schedule a home inspection sometime before closing.
• What You Have to Do
  There are a few important things that you will need to do at closing. Usually a termite inspection will be required. Most lenders will not approve the loan unless this inspection has been done.
  
  You may also need to have a title search done on the home. This is a search of the ownership history of the home, and will uncover any outstanding claims against the property.
  
  An escrow agent, title agent or attorney will need to be hired to help handle the closing. They will make sure that all documents are signed and that everything is in order for the sale to happen. Your agent will most likely be able to recommend someone to you.

TOP THINGS TO DO BEFORE SEARCHING FOR A NEW HOME

Check Your Credit - Make sure you have the credit to get the loan you think you deserve. Many credit reports contain errors which can take up to 90 days to clean up and could possibly stop you from getting the mortgage you deserve. Click here for answers to many of the common questions regarding credit and how to order a copy of your report online.

Interview Real Estate Agents - Real estate agents need to see the same vision you have. Most of us know the area we want to live but need an agent who is familiar with the area and can accommodate even the most demanding consumer. Find and Compare Realtors®

Get Pre-Approved for a Home Loan - Many real estate agents require consumers to be pre-approved for a new home loan before they will show listings. The main reason for this is that many sellers will not accept offers from people who have not yet spoke to a lender. Before you find your dream home make sure you can afford it - Find a Mortgage Lender today!